If an under-insured or uninsured driver caused a collision in which you were injured, you may have a very difficult time obtaining compensation for your losses. In some cases, having under-insured or uninsured motorist coverage in your insurance policy may not be an advantage. Most likely, the insurance company, even your own, will try to protect its pocketbook at your expense.
In the state of Ohio, it is optional to have under-insured or uninsured motorist coverage. Without it though, obtaining damages from an accident caused by an uninsured driver can be a highly frustrating task. Under-insured or uninsured motorist coverage is also a great help if you have been hurt badly in a hit-and-run collision, and the liable driver’s identity is not known.
Insurance companies retain attorneys and adjusters whose responsibility is to limit the compensation on claims. They also try to persuade claimants to settle for the smallest amount possible. The problem is, when you are hurt because of a car accident involving an under-insured or uninsured driver, the insurance company may downplay the value of your case, or even deny your claim.
If your insurance company is not dealing fairly with you, then you need Oliver Law Office on your side. Jami S. Oliver, a recognized Columbus Ohio auto accident lawyer, has a track record of success. Knowing this will give you the confidence to have her represent you effectively so that the insurance company negotiates with you and settles your claim, or else face a lawsuit in court.
Should you need legal help in dealing with an under-insured or uninsured motorist claim in Ohio, contact Oliver Law Office at 614-220-9100 to schedule an appointment.